PENGARUH NON PERFORMING LOAN, NET INTEREST MARGIN, LOAN TO DEPOSIT RATIO DAN BEBAN OPERASI ONALPENDAPATANOPERASIONAL TERHADAP LABA BERSIH PADA HIMPUNAN BANK MILIK NEGARA YANG TERDAFTAR DI BURSA EFEKINDONESIA PERIODE 2016-2020

Rona Karunia Hasibuan, Rona Karunia Hasibuan (2022) PENGARUH NON PERFORMING LOAN, NET INTEREST MARGIN, LOAN TO DEPOSIT RATIO DAN BEBAN OPERASI ONALPENDAPATANOPERASIONAL TERHADAP LABA BERSIH PADA HIMPUNAN BANK MILIK NEGARA YANG TERDAFTAR DI BURSA EFEKINDONESIA PERIODE 2016-2020. skripsi thesis, Universitas Batanghari.

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Abstract

ABSTRACT Rona Karunia Hasibuan / 1800861201088 / Faculty of Economics / Management / Effect of Non Performing Loans, Net Interest Margin, Loan to Deposit ratio, and Operating Expenses operating income on Net Profit in Himbara Listed on the IDX for the period 2016-2020 / Dr. Ali Akbar, SE, MM, CRP / Amilia Permata Sari, SE, M.Si. This study is entitled The Effect of Non-Performing Loans, Net Interest Margin, Loan to Deposit ratio, and Operating Expenses of Operating Income on Net Profit in Himbara Listed on the IDX for the 2016-2020 period.The purpose of this study is (1) To find out and analyze the effect (NPL), (NIM), (LDR), and (BOPO) simultaneously affect Net Profit in Himbara listed on the Indonesia Exchange for the period 2016-2020 (2) To find out and analyze the influence (NPL), (NIM), (LDR), and (BOPO) partially affect the Net Profit of Himbara listed on the Indonesia Stock Exchange for the 2016-2020 period. This research uses a quantitative descriptive approach method . the population in this study is state-owned banks listed on the Indonesia stock exchange for the 2016-2020 period. The samples in this study used purposive sampling techniques. Analyze the data used multiple linear regression analysis. The test tests carried out in this study are Test f (simultaneous test) and T test (partial test). This study used the Spss app to get results simultaneously and partially. Simultaneously (NPL), (NIM), (LDR), and (BOPO) together affect Net Profit. this is shown by a significant value of < 0.05 or 0.000 besides that the f test is calculated from the results of the calculated f of 61.946 > f table of 3.06. Partial (NPL) Negatively and insignificantly affects Net Profit Analyze the data used multiple linear regression analysis. The test tests carried out in this study are Test f (simultaneous test) and T test (partial test). this is shown by a significant value of > 0.05 or 0.500 and in addition to that the t test calculated from the calculated t result of 0.619 < t table of 2.13145. (NIM) has a negative and insignificant effect on Net Profit, this is indicated by a significant value of > 0.05 or 0.207. In addition, the t-test is calculated from the calculation t result of 1.320 > t of the table of 2.13145. (LDR) A positive and significant effect on Net Profit is shown by a significant value of < 0.05 or 0.000 besides that the t test is calculated from the calculated t result of -5.411 < t table of 2.13145. (BOPO) A positive and significant effect on Net Profit is shown by a significant value of < 0.05 or 0.000 besides that the t test is calculated from the calculated t result of -5,415 > t table of 2.13145. Keywords: Non Performing Loan; Net Interest Margin; Loan to Deposit Ratio; Operating Expenses Operating Income ; Net Profit.

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