FAKTOR-FAKTOR YANG MEMPENGARUHI EFISIENSI PERBANKAN PADA BANK-BANK YANG TERGABUNG DALAM LQ-45 DI BURSA EFEK INDONESIA TAHUN 2014-2018

Mira Haryani, Mira Haryani (2020) FAKTOR-FAKTOR YANG MEMPENGARUHI EFISIENSI PERBANKAN PADA BANK-BANK YANG TERGABUNG DALAM LQ-45 DI BURSA EFEK INDONESIA TAHUN 2014-2018. skripsi thesis, UNIVERSITAS BATANGHARI.

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Abstract

Mira Haryani/ 1600861201194/ Faculty of Economics University Batanghari Jambi/Factors Influencing Banking Efficiency At The LQ-45 Banks In the Indonesia Stock Exchange Year 2014-2018/ Advisor1st R. Adisetiawan, SE, MM /2nd Advisor Susi Artati, SE, MS.Ak. The objective expected through this study is to know the influence of Capital Adequacy ratio (CAR), Loan Deposit Ratio (LDR) and Net Performing Loans (NPL) simultaneously to the level of banking efficiency and to know Capital Adequacy Ratio (CAR), Loan Deposit Ratio (LDR) and Net Performing Loans (NPL) to a partial level of banking efficiency. The research methods used in this study are quantitative research. Quantitative research methods can be interpreted as a research method based on positivism philosophy, used to examine on certain populations or samples, data collection using research instruments, quantitative/statistical data analysis with the aim of testing a predetermined hypothesis. Banking as a intermediation institution between the parties having excess funds and the parties that require funds. The reason why researchers have a common bank object is because the majority of the shares owned by the government can be said to be the benchmark of the community. Coefficient variable CAR regression (X1) positive value of 1,007 meaning if the X1 CAR variable increased by 1 (one) unit while the other variables are considered constant, the Y variable that is the level of efficiency will experience increased of 1.07. Variable regression coefficients of LDR (X2) are positively valued at 0.006 meaning if variable X2 LDR has increased by 1 (one) unit while the other variables are considered constant, the Y variable that the stock price will have increased by 0.006. Variable regression coefficient NPL (X3) is a negative value of-0.020 means that if a variable X3 NPL has increased by 1 (one) unit while the other variable is considered constant, then the variable Y is the stock price will decrease of 0.020. Simultaneously LDR, CAR, NPL affects the dependent variable of efficiency levels with a determination of 95.6% and partial capital adequacy Rataio can affect the level of banking efficiency while non-performing loans and loans The deposit ratio can not affect the efficiency of banking.

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