PENGARUH CAPITAL ADEQUACY RATIO, LOANS DEPOSIT RATIO DAN RETURN ON ASSETS TERHADAP LABA BERSIH PADA SUB SEKTOR PERBANKAN BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2016-2020

Muhammad Zahran Mustajab, Muhammad Zahran Mustajab (2022) PENGARUH CAPITAL ADEQUACY RATIO, LOANS DEPOSIT RATIO DAN RETURN ON ASSETS TERHADAP LABA BERSIH PADA SUB SEKTOR PERBANKAN BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2016-2020. skripsi thesis, Universitas Batanghari.

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Abstract

BSTRACT Muhammad Zahran Mustajab/ 1700861201276/ Faculty of Economics University Batanghari Jambi/ Effect of Capital Adequacy Ratio, Loans Deposit Ratio and Return on Assets on Net Income in State-Owned Banking Sub-Sectors Listed on Indonesia Stock Exchange Period 2016-2020/ 1st Advisor Hj. Atikah, SE, MM /2nd Advisor Amilia Paramita Sari, SE, M.Si. The purpose of this study is to know the influence of capital adequacy ratio (CAR), loan deposit ratio (LDR) and return on asset (ROA) simultaneously on net income in the banking sub-sector listed on the IDX for the period 2016-2020 and know the effect of capital adequacy ratio (CAR), loan deposit ratio (LDR) and return on asset (ROA) partially on net income in the banking sub-sector listed on the IDX period 2016-2020. This research used a multiple linear regression analysis tool used to figure out the direction of the relationship between the independen variable of the dependen variabel. Then, to answer the purpose of this research is used the F-test anf t-test and koefisien determinasi. BUMN Bank is a bank that is wholly capital derived from the wealth of the state that is separated and its establishment under its own law. The object used in this research is the banking sector of BUMN listed on the Indonesia Stock Exchange. The reason why researchers have the objects of public bank BUMN because of the majority of the existing shares owned by the government and STATE banks can be said as a bank capable of being the benchmark of the people. The constant value of 10.769 indicates that if the variable capital adequacy ratio (CAR), long term debt ratio (LDR) and return on asset (ROA) do not change, then net income increases by 2.447. The constant value of 10.769 indicates that if the variable capital adequacy ratio (CAR), long term debt ratio (LDR) and return on asset (ROA) do not change, then net income increases by 2.447 Capital adequacy ratio (CAR), long term debt ratio (LDR) and return on asset (ROA) affect net income because the value of F calculates more than 29.8%, by 78.7%, while the remaining 21.3% is explained or influenced by other variables that are not studied. Capital adequacy ratio (CAR) has no effect on net income, long term debt ratio (LDR) and return on asset (ROA) affect net income.

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